EFTPOS Apple Pay

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How do I start accepting Apple Pay in my store?

Apple Pay works with Visa, MasterCard, American Express, and China Union Pay cards and most payment providers. In the United States, Apple Pay also works with Discover cards. In Canada, Apple Pay also works with Interac cards.

To accept Apple Pay in your store, you need to have a contactless payment-capable point of sale terminal. Contact your payment provider so they can set up your terminal, and tell them you would like to accept Apple Pay. To learn more, contact merchant support.

My point of sale terminal is already NFC/contactless payment-capable. Can I accept Apple Pay right away?

If you accept Visa, MasterCard, American Express, Discover, or Interac contactless payments today, you’re likely able to accept Apple Pay for those networks without any changes. If you’re not already accepting contactless payments, contact your payment provider to verify that your point of sale setup can accept Apple Pay, and then ask them to enable it. To learn more, see our Apple Pay merchant checklist.

Are there additional fees to accept Apple Pay?

No. Apple doesn't charge any additional fees.

Are Apple Pay payments charged as card present or card not present?

Payments made using Apple Pay in stores are card present transactions. Payments made using Apple Pay within apps are card not present transactions.

Will I be liable for fraud on Apple Pay transactions?

Within stores, Apple Pay transactions are treated in the same way as your current credit and debit transactions. You'll have the same liability rules applied to Apple Pay transactions.

Within apps and websites, Apple Pay transactions might be treated more favorably than standard transactions with a credit or debit card. Liability for transactions might shift to the issuer. Contact your payment provider to learn how you can benefit from liability shift for Apple Pay payments within your app.

How do I let my customers know that they can pay with Apple Pay?

Display the contactless payment symbol and the Apple Pay mark prominently on your point of sale terminal to let your customers know they can use Apple Pay in your store.

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